.cibil-section{background-color:#f3f4f6;padding:2rem;border-radius:1rem;margin-bottom:5rem}.dark .cibil-section{background-color:#202020}.cibil-section__title{font-size:1.875rem;font-weight:700;text-align:center;color:var(--cs-amber,#FFBF00);margin-bottom:2rem}.cibil-section__grid{display:grid;grid-template-columns:1fr;gap:3rem;align-items:center}@media (min-width:768px){.cibil-section__grid{grid-template-columns:repeat(2,1fr)}}.cibil-section__text{color:#4b5563;margin-bottom:1rem;line-height:1.6}.dark .cibil-section__text{color:#d1d5db}.cibil-section__emphasis{font-weight:700;color:#111827}.dark .cibil-section__emphasis{color:#f3f4f6}.cibil-section__form-group{margin-top:1.5rem}.cibil-section__label{display:block;font-size:.875rem;font-weight:500;color:#4b5563}.cibil-section__input-wrapper{display:flex;gap:1rem;margin-top:.5rem}.cibil-section__input{width:100%;border:1px solid #d1d5db;border-radius:.5rem;padding:.5rem .75rem;background-color:#f3f4f6;color:#111827}.dark .cibil-section__input{background-color:#2b2b2b;border-color:#404040;color:#e5e7eb}.cibil-section__input:focus{outline:none;box-shadow:0 0 0 2px #FFBF00;border-color:#FFBF00}.cibil-section__button{background-color:var(--cs-amber,#FFBF00);color:#000000;font-weight:700;padding:.75rem 1.5rem;border-radius:9999px;border:none;cursor:pointer;box-shadow:0 10px 15px -3px rgb(0 0 0/.1),0 4px 6px -4px rgb(0 0 0/.1);transition:background-color .2s,opacity .2s;white-space:nowrap}.cibil-section__button:hover{background-color:#d97706}.cibil-section__button:disabled{opacity:.5;cursor:not-allowed}.cibil-section__results{text-align:center;padding:1.5rem;background-color:#ffffff;border-radius:.5rem;min-height:100px;display:flex;align-items:center;justify-content:center}.dark .cibil-section__results{background-color:#171717}.cibil-section__results-text{color:#4b5563}.dark .cibil-section__results-text{color:#d1d5db}.borrowing-hero{padding-top:5rem;padding-bottom:5rem}.borrowing-hero-container{max-width:1440px;margin-left:auto;margin-right:auto;padding-left:1.5rem;padding-right:1.5rem;text-align:center}.borrowing-hero-title{font-size:2.25rem;font-weight:800;color:#111827;margin-bottom:1rem;line-height:1.3}.dark .borrowing-hero-title{color:#f3f4f6}.borrowing-hero-subtitle{font-size:1.125rem;color:#4b5563;max-width:48rem;margin-left:auto;margin-right:auto;line-height:1.7}.dark .borrowing-hero-subtitle{color:#d1d5db}@media (min-width:768px){.borrowing-hero-title{font-size:3rem}.borrowing-hero-subtitle{font-size:1.25rem}}.good-bad-debt-section{text-align:center;margin-bottom:5rem}.good-bad-debt__title{font-size:1.875rem;font-weight:700;color:var(--cs-amber,#FFBF00);margin-bottom:2rem}.good-bad-debt__grid{display:grid;grid-template-columns:1fr;gap:2rem;max-width:56rem;margin-left:auto;margin-right:auto}@media (min-width:768px){.good-bad-debt__grid{grid-template-columns:repeat(2,1fr)}}.good-bad-debt__card{background-color:#f3f4f6;padding:2rem;border-radius:1rem;text-align:center;border-width:2px;border-style:solid}.dark .good-bad-debt__card{background-color:#202020}.good-bad-debt__card--good{border-color:#22c55e}.good-bad-debt__card--bad{border-color:#ef4444}.good-bad-debt__icon{font-size:2.25rem;margin-left:auto;margin-right:auto;margin-bottom:1rem;display:block}.good-bad-debt__card--good .good-bad-debt__icon{color:#4ade80}.good-bad-debt__card--bad .good-bad-debt__icon{color:#f87171}.good-bad-debt__card-title{font-size:1.25rem;font-weight:700;margin-bottom:.5rem}.good-bad-debt__card-text{line-height:1.6}.good-bad-debt__emphasis{font-weight:700;color:#111827}.dark .good-bad-debt__emphasis{color:#f3f4f6}.borrowing-rules-section{max-width:1440px;margin-left:auto;margin-right:auto;padding:2.5rem 1.5rem}.borrowing-rules__title{font-size:1.875rem;font-weight:700;text-align:center;color:var(--cs-amber,#FFBF00);margin-bottom:3rem}.borrowing-rules__grid{display:grid;grid-template-columns:1fr;gap:2rem;max-width:-moz-max-content;max-width:max-content;margin-left:auto;margin-right:auto}@media (min-width:768px){.borrowing-rules__grid{grid-template-columns:repeat(3,1fr)}}.rule-card{background-color:rgba(255,255,255,.7);backdrop-filter:blur(16px);border:1px solid #e5e7eb;box-shadow:0 10px 15px -3px rgb(0 0 0/.1),0 4px 6px -4px rgb(0 0 0/.1);border-radius:.75rem;padding:2rem;text-align:center}.dark .rule-card{background-color:rgba(43,43,43,.7);border-color:#404040}.rule-card__number{font-size:3rem;font-weight:800;color:var(--cs-amber,#FFBF00);margin-bottom:1rem}.rule-card__title{font-size:1.25rem;font-weight:700;color:#111827;margin-bottom:.75rem}.dark .rule-card__title{color:#f3f4f6}.rule-card__text{color:#4b5563;line-height:1.6}.dark .rule-card__text{color:#d1d5db}.borrowing-tools-section{max-width:1440px;margin-left:auto;margin-right:auto;padding:6rem 1.5rem}.borrowing-tools__title{font-size:1.875rem;font-weight:700;text-align:center;color:var(--cs-amber,#FFBF00);margin-bottom:3rem}.borrowing-tools__grid{display:grid;grid-template-columns:1fr;gap:2rem}@media (min-width:768px){.borrowing-tools__grid{grid-template-columns:repeat(2,1fr)}}.tool-card{position:relative;display:flex;flex-direction:column;overflow:hidden;border-radius:1rem;padding:2rem;text-align:center;text-decoration:none;background-color:rgba(255,255,255,.7);backdrop-filter:blur(16px);border:1px solid #e5e7eb;box-shadow:0 10px 15px -3px rgb(0 0 0/.1),0 4px 6px -4px rgb(0 0 0/.1);transition:transform .5s ease,box-shadow .5s ease}.dark .tool-card{background-color:rgba(43,43,43,.7);border-color:#404040}.tool-card:hover{transform:translateY(-.5rem);box-shadow:0 0 35px rgba(59,130,246,.35)}.dark .tool-card:hover{box-shadow:0 0 35px rgba(255,193,7,.4)}.tool-card__content{flex-grow:1}.tool-card__glow{position:absolute;inset:0;background-image:linear-gradient(to bottom right,rgba(147,197,253,.4),rgba(219,234,254,.1));opacity:0;transition:opacity .5s ease;border-radius:1rem}.dark .tool-card__glow{background-image:linear-gradient(to bottom right,rgba(245,158,11,.2),transparent)}.tool-card:hover .tool-card__glow{opacity:1}.tool-card__icon{position:relative;z-index:10;font-size:3rem;margin-bottom:1.5rem;color:var(--cs-royal-blue,#4169E1);transition:transform .3s ease;display:inline-block}.dark .tool-card__icon{color:var(--cs-amber,#FFBF00)}.tool-card:hover .tool-card__icon{transform:rotate(-12deg) scale(1.1)}.tool-card__title{position:relative;z-index:10;font-size:1.5rem;font-weight:700;margin-bottom:.75rem;color:#111827;transition:color .3s ease}.dark .tool-card__title{color:#ffffff}.tool-card:hover .tool-card__title{color:#2563eb}.dark .tool-card:hover .tool-card__title{color:var(--cs-amber,#FFBF00)}.tool-card__desc{position:relative;z-index:10;color:#4b5563;margin-bottom:1.5rem;font-size:.875rem}.dark .tool-card__desc{color:#d1d5db}.tool-card__cta{display:inline-block;margin-top:auto;padding:.5rem 1.5rem;border-radius:9999px;font-weight:500;transition:all .3s ease;box-shadow:0 4px 6px -1px rgb(0 0 0/.1),0 2px 4px -2px rgb(0 0 0/.1);background-color:rgba(59,130,246,.1);color:#2563eb}.tool-card:hover .tool-card__cta{background-color:#3b82f6;color:#ffffff;box-shadow:0 0 25px rgba(59,130,246,.6)}.dark .tool-card__cta{background-color:rgba(202,138,4,.2);color:#facc15}.dark .tool-card:hover .tool-card__cta{background-color:#ca8a04;color:#ffffff;box-shadow:0 0 25px rgba(255,193,7,.5)}.tool-card__cta .fa-arrow-right{transition:transform .3s ease}.tool-card:hover .tool-card__cta .fa-arrow-right{transform:translateX(4px)}.borrowing-page-section{background-color:#f3f4f6;padding:8rem 1rem 5rem;transition:background-color .3s ease,color .3s ease;color:#111827}.dark .borrowing-page-section{background-color:#202020;color:#f3f4f6}.borrowing-page-content{max-width:1440px;margin-left:auto;margin-right:auto;padding:3rem 1.5rem 6rem}